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Understanding Checking Accounts

Oklahoma Central Checking Accounts

Because people use checking accounts in many different ways, Oklahoma Central offers the convenience of many different account types. Use the chart below to find what will work best for you.

Access Checking CareFree Smart Relationship
Minimum Opening Deposit $25 $25 $25
Minimum Balance $0 $0 $5000 daily combined balance under one member number
Monthly Service Charge $10 $0 $10 if minimum balance is not maintained
Overdraft Protection** Available Available Available
Debit Card Yes $1/month w/ 4 ATM withdrawals Yes w/ 4 FREE ATM withdrawals Yes w/ unlimited FREE ATM withdrawals
FREE uChoose Rewards Yes Yes Yes
FREE Unlimited Check Writing Yes Yes Yes
FREE 24-Hour Bank-By-Phone Yes Yes Yes
FREE Online Banking Yes Yes Yes
FREE Mobile App w/ Smart Deposit Yes Yes Yes
FREE E-Statements Yes Yes Yes
FREE FinanceWorks Yes Yes Yes
FREE Online Bill Pay* Yes Yes Yes
FREE Oklahoma Central Image Checks Yes
FREE Guaranteed Funds Checks & Money Orders Yes
FREE Small Safe Deposit Box Yes
Interest Paid on Balance over $2500 Yes
Open An Account Open An Account Open An Account
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*with approval. **Restrictions Apply.